Property Risk Underwriter

  • Location

    London, England

  • Sector:

    Real Estate

  • Job type:

    Permanent

  • Salary:

    £75000 - £100000 per annum + Bonus & Package

  • Contact:

    Robert Cawood

  • Contact email:

    r.cawood@capstone-recruitment.com

  • Job ref:

    5946_1560761062

  • Published:

    5 months ago

  • Expiry date:

    2019-07-17

  • Consultant:

    #

Property Risk Underwriter
£75,000 - £100,000 plus bonus
London


This is to work for one of the largest annuity providers in the UK market. They have over £36bn of assets under management and insure the pensions of over 750,000 individuals.

This role is for a Property Risk Underwriter/Surveyor, who will support the origination and servicing activities within the residential real estate loans books. This role will suit a person who is enthusiastic and hard-working, who has a desire to work in financial markets where it is fast-paced and demanding, who can work independently as well as being part of a small team, and who is able to communicate effectively.


Key activities include:
General:

  • Review and maintenance of our lending criteria.
  • Advise on trends in the real estate market that could impact risk in the portfolio.
  • Auditing the underwriting processes at our lender partner firms.
  • Underwrite individual cases and decide whether to accept into the portfolio.
  • Undertake desk top valuations on individual cases as part of a portfolio.
  • Work closely with the Asset Operations, and Risk teams to ensure processes are robust and risk averse.
  • Support BAU projects and work with the broader trading / residential real estate team.

Skills & Experience:
Required:

  • A minimum of 5 years demonstrable experience in residential property underwriting, or property valuation surveying.
  • Experience reviewing and assessing lending criteria.
  • A depth of experience in pricing and benchmarking, understanding applicable nuances in the UK market.
  • Ability to manage multiple tasks and stay focused on risk management.
  • Strong analytical and presentational skills.

Preferred:

  • Experience working with outsourced functions.
  • Strong familiarity of UK equity release schemes.
  • RICS Qualified.

Competencies

  • Technical Skills - Demonstrates strong technical skills required for the role, pays attention to detail, takes initiative to broaden his/her knowledge and demonstrates appropriate analytical skills
  • Drive and Motivation - Be a self-starter; successfully handles multiple tasks, takes initiative to improve his/her own performance, works intensely towards extremely challenging goals and persists in the face of obstacles or setbacks
  • Client and Business Focus - Effectively handles difficult requests, builds trusting, long-term relationships with clients and service providers, helps the client to identify/define needs and manages client/business expectations
  • Teamwork - Demonstrate evidence of being a strong team player, collaborates with others within and across teams, encourages other team members to participate and contribute and acknowledges others' contributions
  • Communication Skills - Communicates what is relevant and important in a clear and concise manner and shares information/new ideas with others
  • Judgement and Problem solving - Thinks ahead, anticipates questions, plans for contingencies, finds alternative solutions and identifies clear objectives. Sees the big picture and effectively analyses complex issues
  • Creativity/Innovation - Looks for new ways to improve current processes and develop creative solutions that are grounded in reality and have practical value
  • Influencing Outcomes - Presents sound, persuasive rationale for ideas or opinions. Takes a position on issues and influences others' opinions and presents persuasive recommendations

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